Business Bank Account Consulting (Estonia or International)

Opening a corporate bank account — whether in Estonia or with an international institution such as in Switzerland or Liechtenstein — requires strict compliance and detailed preparation. We offer expert consulting to help you succeed in either scenario, depending on your company’s structure, business model, and level of presence in Estonia.

This service is suitable for:

• Companies with strong substance in Estonia (local office, clients, staff) seeking to open a bank account with an Estonian financial institution.
• Companies with limited presence in Estonia that require international banking solutions (e.g. for investment, asset management, or cross-border operations).

What’s Included

✅ Preliminary case analysis
We evaluate your company’s profile and advise on whether an Estonian or international bank is more appropriate. You’ll receive feedback on your readiness and potential red flags.

✅ Bank type selection (if international)
We help you choose between private banks, merchant banks, or operational banks — depending on your goals, expected activity, and asset structure.

✅ Advice on local presence or substance requirements
We explain what banks expect in terms of Estonian or international substance and suggest how to improve your case if needed.

✅ Guidance on completing application forms
We review your drafts and help formulate strong, accurate answers about your business activity, ownership, and financials — aligned with the chosen bank’s risk profile.

✅ Support with KYC documentation
We explain what documents are required, assist in their structuring, and review them for completeness and consistency before submission.

✅ Help with clarifying bank questions
If the bank requests further information, we explain what they’re really asking and how to respond appropriately.

🔖 Bank fees and certified translation costs (if required) are not included.